Protect Your Legacy
What Montage Can Do For You
Montage Insurance Services was founded on the belief that protecting your future goes beyond policies and premiums — it’s about clarity, security, and building a legacy that lasts for generations. With more than 25 years of experience across the broader financial industry, our founder, Ryan Rippy, created Montage to deliver insurance guidance rooted in integrity, independence, and long term planning.
Our expertise spans life insurance, annuities, income protection, and risk management strategies designed to support families and individuals through every stage of life. This depth of experience allows us to provide solutions that are tailored, transparent, and aligned with your long term goals. Based in Arizona, Montage Insurance Services operates under a fiduciary standard, ensuring recommendations are made solely in your best interest.
We focus on delivering holistic insurance strategies that strengthen financial stability, protect income, and support generational planning — all under one coordinated approach.
Education is central to our mission. We empower clients to understand their insurance options through workshops, webinars, and personalized guidance, helping them make confident, informed decisions.
Montage Insurance Services exists to help clients move beyond short term thinking and toward building meaningful, lasting protection. Insurance is not just a safeguard — it’s a foundation for living with freedom, confidence, and purpose. Whether you’re planning for your family’s future or protecting your own financial path, Montage is your trusted partner in creating security with intention.
Ryan Rippy NSSA®
PRESIDENT
With more than 25 years of experience in the financial services industry, Ryan Rippy has built a career grounded in trust, clarity, and a commitment to protecting families for the long term. He began his professional journey in the mortgage industry and expanded into financial technology, advisory platforms, and client focused planning. Over time, Ryan developed a deep understanding of how insurance, income protection, and long term planning work together to create lasting security.
As the founder of Montage Private Wealth and Montage Insurance Services, Ryan blends decades of experience with a modern, education driven approach to insurance planning. He holds a Series 65 license, life and annuity licenses in Arizona, and maintains his mortgage broker license — allowing him to help clients design integrated strategies that protect income, preserve wealth, and support generational planning. His mission is to help individuals and families build meaningful, durable legacies through thoughtful protection and long term planning.
Education has always been central to Ryan’s work. He has taught individuals, families, and professional groups through national webinars, podcasts, workshops, and continuing education courses. His ability to simplify complex insurance concepts and communicate with purpose has made him a trusted mentor and respected voice in the industry. He previously served as a continuing education instructor for the Arizona School of Real Estate & Business, reflecting his commitment to elevating industry standards and empowering others with knowledge.
Beyond his professional accomplishments, Ryan is a devoted husband and proud father of five. He finds balance and inspiration through travel, family experiences, and live music. His personal and professional life is rooted in integrity, vision, and a deep belief in helping others build financial confidence and protection that lasts for generations.
David Hoffman NSSA®
EXECUTIVE VICE PRESIDENT
David Hoffman, NSSA® is a seasoned financial professional with more than 20 years of experience helping clients protect their income, safeguard their assets, and build long‑term financial security. As a fiduciary, he is committed to delivering objective, client‑first guidance with a strong emphasis on insurance‑based planning and retirement protection strategies.
His areas of expertise include:
- Annuity and life insurance planning
- Retirement income design and Social Security optimization
- Long‑term protection and risk‑management strategies
- Mortgage structuring and real estate finance integration
- Comprehensive financial and legacy planning
David began his career in the mortgage and real estate sector, where he developed a deep understanding of how financing decisions impact long‑term stability. Today, he leverages that foundation to create holistic protection‑focused plans that help clients preserve wealth, generate reliable income, and prepare for life’s uncertainties.
Known for his consultative approach and ability to simplify complex insurance concepts, David works closely with individuals, families, and business owners to align protection strategies with their broader financial goals—helping them build confidence, clarity, and long‑term security.
Outside of his professional work, David lives in Goodyear, Arizona with his wife. He’s a proud father of three—one human son currently attending ASU, and two French Bulldogs who believe they run the place. He’s an avid traveler, a passionate golfer, and a die‑hard Arizona sports fan. These interests keep him grounded, energized, and connected to the community he serves.
Tyler Miller
INSURANCE ADVISOR
Tyler Miller is a licensed insurance agent and mortgage loan originator whose career is rooted in service, trust, and helping clients protect what matters most. His professional background includes experience with Chase and Bank of America, where he gained a strong foundation in banking, lending, and the importance of building long‑term client relationships.
Before entering the financial services industry, Tyler served in the United States Army and later continued his commitment to public service as both a wildland and structural firefighter. These experiences shaped the discipline, composure, and integrity he brings to every client interaction. Today, Tyler focuses on insurance‑based planning—helping individuals and families secure reliable protection, safeguard income, and make confident long‑term decisions.
Known for his approachable personality and ability to simplify complex insurance concepts, Tyler takes the time to understand each client’s circumstances, risks, and goals. He believes protection planning should feel clear and manageable, and he is committed to providing straightforward guidance and dependable service throughout the process.
Tyler is especially passionate about serving veterans, first responders, and families who value a relationship‑driven approach. His mission is to earn each client’s trust, connect them with insurance solutions tailored to their needs, and become a reliable resource they can turn to through every stage of life.
Outside of work, Tyler enjoys spending time with his family, traveling, playing golf, and staying active with his dogs, Murphy and Daisy. His personal and professional life is grounded in service, integrity, and a sincere commitment to helping others build a more secure future.